The Perkins Loan office covers all aspects of your loan once you begin the fresh repayment process

The Perkins Loan office covers all aspects of your loan once you begin the fresh repayment process

You ought to get in touch with so it work environment when you graduate otherwise fall below half-big date in the an organization out-of higher reading. To learn more see the Faqs less than or label 717-477-1393.

Perkins Mortgage Faqs

A national Perkins Financing is actually a low-attract (5 %) financing both for student and you will graduate students with exceptional economic you desire. The college is your lender. The borrowed funds is produced with regulators fund that have a percentage shared by the school. You must pay back it loan for the school.

What web site create I use to-do my personal SU Perkins Loan Learn Promissory Mention/Entry Counseling or SU Perkins Loan Exit Interviews?

To-do the owner Promissory Notice/Entrances Counseling click the “eSign a good Promissory Mention” tab and then the “Shippensburg University regarding PA” tab and you will follow the recommendations on SU Electronic Promissory Cards web page.

To complete the brand new Get off Interviews join because of the going into the SU University code (09) your bank account count (SS #) and your PIN. (If you don't discover your pin, click the “Need assistance logging in?” case.) Please submit the fresh new Exit Interviews entirely and you can sign it digitally.


An excellent Perkins Mortgage debtor is not charged people fees. Yet not, for those who skip a cost, make a payment late, otherwise build below the full fee, you're going to have to spend a belated charges and additionally any range will set you back. Later fees is going to continue up until your instalments is newest.

You've got 9 weeks after you graduate, hop out college or university, or lose below 1 / 2 of-go out condition before you could need certainly to start cost. It is titled a grace period. At the conclusion of their grace several months, you ought to begin paying down your loan. You might be greet doing ten years to repay your loan.

The college can bill your privately or fool around with a payment/servicing providers. For individuals who obtained the loan regarding Shippensburg College or university, we play with a payment/servicing organization. The organization i explore is Academic Personal computers, Inc. (ECSI) situated in Warrendale, PA. This new address was:

Delight use P.O. Field 1278, Wexford, PA 15090 for all papers to possess student loan maintenance, university fees percentage arrangements, refund disbursements, or other facts. Do not posting money compared to that address.

Excite use P.O. Container 718, Wexford, PA 15090 for everybody money to own student loan maintenance, tuition fee plans, and you can outstanding college student levels receivable.

You may publish your commission directly to Shippensburg University. If you opt to send the brand new commission into the college or university, excite put your SUID number in addition to term Perkins from the memo area of the view.

And that work environment handles the fresh new Perkins Loan System as i features finished from college or university or averted attending university for other cause?

If you went to Shippensburg College, the fresh new Beginner Accounts office on the Dated Main building, Space #112 located at 1871 Old Fundamental Drive accounts for Perkins Funds. You can also contact ECSI, all of our Perkins Loan servicer, via your Perkins Financing membership at the otherwise label ECSI toll-free at the 1-888-549-3274.

Yes. Less than particular items, you could potentially receive a beneficial deferment or forbearance on your own financing. Through the a beneficial deferment, you’re allowed to briefly postpone money you financing, and no appeal accrues. You could discover an effective deferment lower than specific requirements, for example jobless.

Deferments are not automated. You must apply for one throughout your Shippensburg School by the doing a great deferment consult setting. You should document your deferment request on time otherwise it is possible to spend a later part of the charges.

To get more info on deferments, get in touch with the new Shippensburg University Perkins Loan-office otherwise ECSI (find ECSI email address in the previous FAQ)

When you find yourself briefly not able to meet your own fees agenda however, are not eligible for good deferment, you could located forbearance to own a small and you will certain several months. During forbearance, your instalments are postponed or faster. Focus continues to accrue; you’re accountable for it.

Forbearance is not automatic both. You will be granted forbearance from inside the 3 in order to a dozen times menstruation for up to three years. You need to pertain in writing to have forbearance as a result of Shippensburg College or university otherwise ECSI. You will need to bring paperwork to help with their request forbearance. You must continue and work out arranged repayments if you don't try notified you to deferment otherwise forbearance could have been provided.

All the deferment and you may forbearance forms are available thru all of our Perkins Mortgage servicer's web site at and you can hitting this new Down load Variations case and you can scrolling as a result of the new ECSI Versions.

You will want to contact work on college exactly who covers the brand new repayment of your own Perkins Financing or their battery charging/upkeep company with one alterations in title, target, contact number, Societal Safeguards amount, otherwise license number. If you acquired the loan regarding Shippensburg College, look at the ECSI website from the otherwise label ECSI toll-free within 1-888-549-3274.

Yes, when your debtor becomes deceased otherwise gets completely and forever handicapped, the mortgage would be cancelled. Financing may be eligible for termination lower than specific most other conditions - as long as the fresh borrower isn’t inside the standard. For more information, go to the ECSI web site within otherwise telephone call ECSI toll-free in the step 1-888-549-3274.

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